Are you hoping life will get better in 2021? For many people, “better” means improving their finances. If 2020 has left you wondering what could possibly get worse—if your income’s been impacted and your debts have become overwhelming—realize that, with the right plan, your finances CAN improve. You can be free of debt. You can improve your earnings. You can invest for your future.
When I first started working with The OolaGuys to become a Certified Oola Life Coach, I discovered that the Oola formula has over a million followers around the world. Story after story appeared on their Facebook page of people who had hit major financial goals. Some paid off over $100,000 in debt, got better-paying jobs, or moved into their dream house.
It IS possible. And today, I want to help you assess where you are with your finances. It may be a wake-up call, but it’s the first step toward getting past the overwhelm.
Let’s see where you’re at.
On a scale of 1 to 10, how would you rate your finances? If you answer “1,” that means low/bad/least true, while answering “10” means “high/good/most true”:
•. I would rate my current personal finances........ ____
•. I’m saving at least 10% of my earnings for
.. nonretirement purchases (car, vacation,
.. down payment on new home, etc.)................. ____
•. I’m totally debt-free (except my mortgage)....... ____
•. My monthly income exceeds monthly expenses ____
•. I’m investing at least 15% for retirement.......... ____
•. I have an emergency fund equaling
.. at least seven months of expenses.................. ____
•. I have the proper insurance........................... ____
•. I tithe regularly to my church and donate time
.. to charities with no expectation of anything
.. in return..................................................... ____
•. I have a complete/updated will or estate plan... ____
•. I have a budget and stick to it every month....... ____
If this assessment was a wake-up call, I’d like to help. The 10-week Oola Coaching Program is a game-changer for anyone who wants to live with less stress, more balance, and greater purpose.
Message me and we can jump on a 30-minute call to discuss what coaching is like and how it can work for you.
What’s the first step YOU need to take toward improving your financial picture? Drop a comment below and share it!
Can you believe it? 2020 is almost over. Which makes these final months of the year your best opportunity to make sure 2021 is more balanced and more abundant. If you are like most of the world, this year has felt a bit chaotic and haphazard.
If you’ve been following my posts, you know that I’m big into getting what you want in the 7 major areas of life. It’s something I learned from Dr. Dave Braun and Dr. Troy Amdahl—The OolaGuys—who teach how to create balance in our unbalanced world.
Now, as a Certified Oola Life Coach, I help clients address what’s not working for them in the areas of fitness, finance, field (career), family, faith, friends and fun. Then we go to work correcting those stressors and bringing about the lifestyle, relationships and financial security you need to be happy, balanced and growing. Because, after all, who doesn't want to be happier, more balanced, and growing in all the right directions?
Two Months to Go: What Will YOUR 2021 Look Like?
With October winding down and this whole crazy year almost behind us, people are starting to call 2020 a wash. The Lost Year. An epic fail. But before you give this year the heave-ho, why not spend the last couple of months of it deciding what you want your next year to look like? Why not start putting the tools in place to make 2021 so great that you don't give 2020 another moment of negative energy?
Whether it’s make more money, be home with your kids, improve your marriage, have fun, get healthy, or something else – the Oola formula gives you the steps to get there. The key is to decide where you need to make changes, write out your wish list, and start taking small steps every day toward 2-3 goals at a time. It’s a three-step process that’s part of the 10-Week Oola coaching experience that I offer to my clients.
The reality is that you can have anything you want, but you need to start focusing somewhere. Follow my next few posts and you’ll have a wish list of things that will transform how you live—and even who you are as a person.
Have some ideas of what you want already? Whatever your wish list includes for next year, drop a comment below and share it. Maybe some of those dreams and wishes feel so big that you don't feel like you can even put them to words. (Pssst....they are NOT too big!)
The Oola formula can be a big help toward getting there—so if the 10-week Oola coaching experience is something you’d like to pursue as 2020 winds down, message me and we can jump on a 30-minute discovery call to explore the idea of working together on your goals. I’m here to help 2021 be a breakthrough year for you.
Today was a great day. I took 3/5 of my kids to Orlando. We spent an obscene amount of money eating at Fogo de Chao Brazilian Steakhouse. Have you been? My friend, Jean, introduced me to this chain in Scottsdale, AZ about three years ago. I’ve now been to three different Brazilian Steakhouses and none compare to this one.
If you haven’t been, oh my word. Find one. Plan it. You will NOT regret it. Matthew and I have started a little fun tradition that it’s simply always his birthday when we go. Today he turned twenty. Ha. I know it seems childish and silly, but you know what? I bet it’s being etched in his memory. That’s a good enough reason for me to do it! Make memories with your kids. The silliest things will become great memories for them!
After we ate our weight in meat, we spent a couple groupon vouchers at a 7D gaming location. We shot zombies and creepy circus clowns. Wren is a serious competitor and left the facility with a nasty blister on her nub. For the record, there was clearly something wrong with my gun because I’m stupid good at shooting games. There is NO CONCEIVABLE WAY that I finished last in both games!
Included in our groupon was a picture of us playing during the game. I wore a dress and there was wind and a lot of crazy movement. Can I just say that there were times that the photograph could have been taken that I would have been semi-pornographic? I was thankful that we were the only ones playing and the photograph did not reveal my undies!
We rode the sky wheel (a GIANT ferris wheel that goes high enough to see both Kennedy Space Center and the ball at Epcot) and watched Matthew get totally freaked out by the height. To be fair, it was really scary high. Hogwarts and Cinderella’s castle stacked on top of each other high. We were only about 1/3 of the way up with Matthew started to lose his shiz. Wren, however, has zero fear, which is somehow even scarier than a kid that has enough sense to be terrified of heights.
The area of Orlando we were in was new to us. We saw lots of other cool things we would like to do. Madame Toussand’s, an aquarium, pirate miniature golf, and the Shake Shack were just a few of the things that we will return to experience. We saw a man who was either a member of the Orlando Magic team or was tall enough to be. I mean, seriously……he was creepy huge.
I’ve been re-evaluating the seven F’s of OOLA since becoming a coach. The truth is, I totally suck at Fun, Finance, and Fitness. I might’ve taken a step in the wrong direction for finance today because I spent a lot on that lunch. But I took a step in the right direction for Fun. We had a great day. A truly great day. A nothing-particularly-special kind of day, but a day to remember because we were happy, the sun was shining, and we were together.
There were so many laughs. There were pictures with real smiles. The lunch was incredible. It was the third birthday Matthew has celebrated this year.
Another bonus? I’m in charge of the next getaway weekend that Clay and I take every 6-8 weeks. I found a new place to go with loads of fun things for us to do! Shhhhh…..don’t tell him! I can’t wait to surprise him with a brand new location and brand new activities! If you aren’t actively working on your marriage, you are passively working on your divorce. Take that advice seriously. Seriously.
How about you? What constitutes an incredible day for you? Who is involved? Are you like me? Do you typically just do the same garbage over and over? What would life look like if you broke out of the ordinary?
Not sure how to do something different? I literally just looked at the Groupon app and searched for activities in my area! I was just trying to get inspiration for something an 18, 14, and 11 year old might all like. And you know what? The day was nearly perfect. Go have yourself a day with people you love. They will be so thankful and you just might make a memory!